When banks see new applicants to their institutions or a merchant is determining whether to accept a check, they look to consumer reporting agencies, like Early Warning, to help them better understand your banking history.
Early Warning is a nationwide consumer reporting agency that complies with applicable provisions of the Fair Credit Reporting Act and is owned by 7 of the country's most respected financial institutions:
Bank of America
Branch Banking & Trust
Capital One
JP Morgan
PNC
US Bank
Wells Fargo
The report will include your name, date of birth, social security number, addresses, phone numbers, information about your bank account history and activity, the bank name, account numbers, close out reasons, charge off balances and transactions on the account.
Yep. All of that.
If you've paid the money you owe to the bank directly and the report hasn't been updated, send documentation to the following:
Early Warning
Attn: Consumer Services
5801 N Pima Road
Scottsdale, Arizona 85250
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